Life Insurance

Life Insurance policies help provide security to either you or your beneficiaries after one passes
away or after a designated period of time.

You can help secure your family’s financial future by paying for college, medical expenses,
paying off a mortgage, covering any final expenses or estate taxes, and more.

Life Insurance is highly recommended for all ages.

We offer – Term Life Insurance and Universal Life Insurance.

Benefits of Term Life

  • Protection for the period of time you want
    Term life insurance is available in 10-year, 15-year, 20-year or 30-year terms, and is renewable annually until the holder reaches age 95. A term policy can be converted to a permanent life insurance policy at any time during the term period (up to age 65).
  • Affordable coverage that will not increase over time
    Guaranteed level premium remains stable for the duration of the term.
  • Income tax free payout
    The payout your beneficiary receives if you die during the coverage period is typically income tax free and has a steady value throughout the life of the policy.

Benefits of universal life

  • Permanent protection
    Universal Life Insurance provides protection for your entire life without need to renew the policy with higher premiums.
  • Access to cash value
    Universal Life Insurance has potential to build cash value and borrow from cash value while one is still alive.(Living benefits)
  • Plan Flexibility
    You have the flexibility to change the protection level or how frequently you want to pay your premium,
  • Tax advantages
    This vehicle allows tax free death benefits and cash value withdrawals.

If you Have Any Questions Call Us On 617-481-0422